Arizona Federal Credit Union fees compared to Ally Bank fees to compare the fee schedules

If you want to know more about why Ally Bank is a smarter choice than AZFCU.org, see this link:

How do other banks and credit unions compare to AZ FCU, with $10,000 in your share savings account? Move your money!

Fee schedule comparison of Ally Bank vs Arizona FCU						Ally Bank	Arizona FCU
Rates paid on your savings						0.90% is HIGH, GOOD	0.01% is LOW, BAD
24 hour customer service						yes	no
Free nationwide ATM withdrawals						yes, reimburses if charged	no
Minimum balance required to avoid fees						$0	no – impossible to avoid $36 annual member fees
Free online billpay						yes	no – impossible to avoid $36 annual member fees
Free mobile banking						yes	no – impossible to avoid $36 annual member fees
Free remote deposits						yes	no – impossible to avoid $36 annual member fees
Free paper checks for checkwriting						yes	no – $23.35 for 120 paper checks
Postage-paid deposit envelopes, free						yes	no
Cross border / currency conversion transaction						Up to 1% of the transaction	Up to 3% of the transaction
Cashier’s check						$0	$3
Returned deposit item						$7.50	$10
Overdraft fee						$9	$35
Stop payment item						$15	$35
Expedited delivery						$15	$19
ATM cash card fee						$0	$3 monthly
Member/customer rejoining fee						$0	$25
Monthly maintenance fee						$0	$3
Annual maintenance fee						$0	$36
Treats you with respect						yes	no
Has a “fee them up” strategy						no	yes
Surprise fees						no	yes
Accounts insured up to						$250,000	$250,000
Incoming wire transfer						$0	$9
Outgoing wire transfer – domestic						$20	$18
Cash deposits available						no	yes, in branch, not by mail
Safe deposit boxes						no	yes
Local Arizona branches						no	yes
WINNER:						ALLY BANK

Of the few areas in which AZFCU is the winner, other local credit unions can provide those services for less money than at AZFCU.
Arizona Federal Credit Union says they believe in financial education. We are certain they will be glad we are providing this educational and informative comparison table to their members and prospective members.