“Never doubt that a small group of thoughtful, committed citizens can change the world. Indeed, it is the only thing that ever has.” – Margaret Mead, American Cultural Anthropologist
Category Archives: charts images pictures
Total Loans, Total Assets, Total Members crashing at AZ FCU since 2007. Pitifully poor performance.
The smartest AZ FCU members have voted with their money, closing their membership at AZ Fed, moving their money to better banks and credit unions, as illustrated in these declining metrics since 2007. Browse the many pages on this site … Continue reading
Posted in charts images pictures, financials
Tagged assets, AZ FCU, AZFCU, decline, declines, growth, leases, loans, loss, losses, member, members, membership, strategy, total
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At AZFCU, the ratio of employees to members served is unfavorable and shows mismanagement.
As AZ FCU has intentionally run off members, instead of serving them, the number of full-time equivalent employees has not dropped enough in relation to the number of members being served. When you have far fewer members to serve, you … Continue reading
Posted in charts images pictures, financials
Tagged AZFCU, azfcu.org, employee, employees, FTE, member, members, members served
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Despite claims to the contrary, Arizona Federal has a “fee them up” strategy
Since 2007, as fee income per member went up 64%, it should come as no surprise that members declined by 39%. Did management salaries go down in proportion to the poor performance or did President Ronald Westad get a raise … Continue reading
How do other banks and credit unions compare to AZ FCU, with $10,000 in your share savings account? Move your money!
Don’t be a sucker! Move your money! Don’t get ripped off by $36 EVERY YEAR to line the pockets of management, when similar services can be found FOR FREE at many other financial institutions. Consider your share savings balance and … Continue reading
Posted in charts images pictures, comparison spreadsheet, competition
Tagged A. E. A., AEA, ALHAMBRA, ALLIANT, ALTIER, AMERICAN SOUTHWEST, AMTRUST BANK, annual, APY, Arizona, ARIZONA CENTRAL, Arizona FCU, arizona federal, Arizona Federal Credit Union, ARIZONA STATE, ArizonaFederal.org, avoid, AZFCU, azfcu.org, bank, BANK OF AMERICA, banks, BMO HARRIS BANK, BVA COMPASS BANK, CANYON STATE, CHASE BANK, comparison, competition, credit, Credit Union, CREDIT UNION WEST, DEER VALLEY, DESERT SCHOOLS, FCU, FEDERAL, FEDERAL CREDIT UNION, fee, fees, FIRST, FIRST AMERICAN, high, higher, HUGHES, LANDING, LANDINGS, low, lower, MARISOL, MERIDIAN BANK, MIDFIRST BANK, NATIONAL BANK OF ARIZONA, NAVY, Phoenix, Phoenix credit union, Phoenix credit unions, PIMA, PINAL COUNTY, PYRAMID, rate, rate chart, rates, SAN TAN, SUNWEST, TEMPE SCHOOLS, TRUWEST, TSCU, Tucson, TUCSON OLD PUEBLO, US BANK, VANTAGE WEST, WELLS FARGO BANK, yield
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Arizona Federal pays the lowest and worst savings rate at AZFCU.org
Arizona Federal’s “The Power of US” slogan means that the insulting $3 unavoidable monthly fees are powering Arizona Federal to the detriment of its members. Why get ripped off for $3 monthly, which is $36 annually, when you can go … Continue reading
Posted in charts images pictures, comparison spreadsheet, competition
Tagged A. E. A., AEA, ALHAMBRA, ALLIANT, Ally, Ally Bank, ALTIER, AMERICAN SOUTHWEST, AMTRUST BANK, Arizona, ARIZONA CENTRAL, Arizona FCU, arizona federal, Arizona Federal Credit Union, ARIZONA STATE, ArizonaFederal.org, avoid, AZFCU, azfcu.org, bank, BANK OF AMERICA, banks, best, BMO HARRIS BANK, BVA COMPASS BANK, CANYON STATE, CHASE BANK, compare, comparison, competition, credit, Credit Union, CREDIT UNION WEST, DEER VALLEY, DESERT SCHOOLS, FCU, FEDERAL, FEDERAL CREDIT UNION, fee, fees, FIRST, FIRST AMERICAN, high, higher, highest, HUGHES, LANDING, LANDINGS, low, lower, MARISOL, MERIDIAN BANK, MIDFIRST BANK, NATIONAL BANK OF ARIZONA, NAVY, Phoenix, Phoenix credit union, Phoenix credit unions, PIMA, PINAL COUNTY, PYRAMID, rate, rates, SAN TAN, SUNWEST, TEMPE SCHOOLS, TRUWEST, TSCU, Tucson, TUCSON OLD PUEBLO, US BANK, VANTAGE WEST, WELLS FARGO BANK
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Arizona Federal Credit Union checking account vs other banks and credit unions. Dont let AZFCU rip you off!
As of May 2013, AZFCU still has a website page from 2011 comparing their checking account vs banks. Since AZFCU believes in financial education, why are they not truly educating their members by also listing competing credit unions? Notice how … Continue reading
Posted in angry members, banks, charts images pictures, comparison spreadsheet, competition, principles, values, listening to members
Tagged $3, $5, account, accounts, Arizona, Arizona Federal Credit Union, atm, AZFCU, azfcu.org, card, cash, cash card, checking, checking account, checking accounts, debit, debit card fee, FEDERAL, fee, fees, free, IDProtect, no fee, no fee checking, totally free checking
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